Whether to file for divorce is one of the hardest decisions you could ever face 

Should you get a divorce? There are no easy answers. If you are asking yourself this question, your marriage is probably already in serious trouble. Only you can answer this question. However, here are some thoughts that may help you to decide.

The most important part of this question has to do with why are you thinking about a divorce. There are some serious problems that simply cannot be solved such as physical abuse, child abuse, mental illness, criminal activity, fraud, etc. If you find yourself in one of these situations, there is very little you can do to resolve them especially if your partner is the one who has the problem. For your safety or your child's safety, you may not have a choice but to seek a divorce to get protection from the legal system. But, as difficult as these problems are, the answer to the question of whether to get a divorce is easy - yes!

There are other reasons you may be thinking about a divorce that are not so clear cut but still very serious. For example, drug or alcohol abuse or another addiction could be the issue. Of course, your spouse can seek treatment and if he or she does, this could save your marriage.

While the Wall Street Journal announced 'Gleam Returns to Luxury Sales,' many of the nation's affluent consumers see mostly gloom ahead, reports Unity Marketing

In continuing signs of struggles among the  luxury consumer market -- the 'heavy lifters' in the overall retail economy -- Unity Marketing's exclusive Luxury Consumption Index (LCI) retreated in October 2010, dropping 6.2 points to 72.1 points.  According to the latest survey of luxury consumer confidence among 1,364 affluent luxury consumers (avg. income $298.3k; net wealth $7.3 million; 46.3 yrs; male 47 percent; female 53 percent).  These results have important implications for marketers and retailers preparing for the 2010 holiday season.

Luxury consumersstarted 2010 with a feeling of optimism that the worst of the economic turmoil was over.  But through the course of the year, reality hasn't lived up to those expectations, so we have seen a retreat of the LCI throughout the year," says Pam Danziger, president of Unity Marketing and author of the upcoming book, Putting the Luxe Back in Luxury.  "Lower levels of affluent consumer confidence are playing out in terms of reduced of spending on luxuries.  In the third quarter, affluent consumers spent 1.4 percent less on luxuries than they did in the second quarter, with declines seen in expenditures in most of the 22 categories of luxury goods and services included in the survey.