Women are the world's largest market
Were you aware that... financial service companies are the leading industry in marketing to women for a very good reason: their livelihood depends on knowing where the money is, and where it’s going.
However there are still a few investment, insurance and banking professionals who are surprised to learn that women are today's largest and fastest-growing market opportunity in financial services.
They bring home the majority of the income in most households, they initiate most couples’ decisions to seek out a financial advisor, and they do the lion’s share of the research to decide which professionals will get a chance at the business. The amazing punchline? Women investors are almost never prospected! Getting savvy on these and other gender secrets will help you secure your share of women’s widening wallets.
Even if you aren't a homeowner, you've probably heard about loan modification
It's all over the news, the Internet, and even on signs at intersections around your neighborhood. Loan modification has become so lucrative, that many realtors and loan agents are jumping into it to make up for their own struggling businesses.
If you're thinking about doing loan modification, should you hire someone to help? You may think a firm will have more power when negotiating with lenders; however, to make a decision, first you need to know about the two types of firms out there. There are attorney-based loan modification firms, and non-attorney based loan modification firms.
Lease to own - get quality long term tenants and higher cash flow
As a rental properties investor, the most important thing is to have properties that are assets, not liabilities. This means receiving a good rent, keeping the house in a great condition, and having a good tenant. While it seems difficult to achieve all of this in today's tough rental market, it's possible with lease to own.
Our years of experience of self-managing our own remote properties, without enlisting ineffective and expensive property managers, leads us to believe that giving tenants a lease to own option is a great way to ensure your properties will earn you money. Even if you use a local property manager, a lease to own plan still makes sense when compared to a stand alone rental only terms.
There are several simple ways to avoid an outright denial of your mortgage loan application
Unfamiliar things and processes can cause a lot of stress for many people. This is normal and most people get nervous when they try out new things. This is particularly true when you apply for your first mortgage loan. Do not get too anxious though because most homebuyers, even those who have previously applied for home loans, also get nervous during the application process. They usually get nervous because they think that qualifying for a new loan would be difficult. You will probably experience some anxious moments especially if you do not know what mortgage lenders are looking for.
Are you a homeowner struggling to keep your property?
Paying the mortgage is one of the biggest problems of homeowners. That is why you need to find ways how to get better interest rates for your mortgage.
The interest rate is one of the most important variables in your mortgage. Remember that buying a home requires a big investment on your part. Just the smallest change in the interest rate of your mortgage could mean huge savings for you.