Stress is high, your energy is low. Sound familiar?
This is the common experience of most small business owners I know. Owning a business can be like running a marathon. You know you're in it for the long haul, there's not much time to catch your breath, yet you push on. You can easily see how this scenario can lead quickly to an out of balance life.
Despite everything you know (in theory) about taking time to care for yourself, how important it is to "pay yourself first" for some reason you don't. You create a million reasons not to take your own good advice. Why is this? I suggest it's because you have conflicting needs. One of your needs is to take care of business, it's your livelihood - you need to handle details, regardless of how many hours you've already worked. It goes with the territory of being a business owner. It's like getting up in the middle of the night to care for a sick child - you just do it.