Smart Money Financial Tips, Investment Advice and Strategies For Women Investors
Women have recently shown a heightened interest in the world of investment and require knowledge and advice that address their women specific requirements.
Our articles are written by people with the expert financial knowledge and experience required to offer advice and tips in the field of investment, financial planning assurance and pensions, real-estate, mortgages, health insurance, stocks and bonds, retirement and high ticket items such as automobiles.
Women are projected to acquire over 85 percent of the $12 trillion growth of U.S. private wealth between 1995 and 2010. Playing an active role as an investor requires special knowledge - but today women are learning quickly how to handle their assets and require easy access to financial products and services tailored to their unique needs and interests.
Lease to own - get quality long term tenants and higher cash flow
As a rental properties investor, the most important thing is to have properties that are assets, not liabilities. This means receiving a good rent, keeping the house in a great condition, and having a good tenant. While it seems difficult to achieve all of this in today's tough rental market, it's possible with lease to own.
Our years of experience of self-managing our own remote properties, without enlisting ineffective and expensive property managers, leads us to believe that giving tenants a lease to own option is a great way to ensure your properties will earn you money. Even if you use a local property manager, a lease to own plan still makes sense when compared to a stand alone rental only terms.
There are several simple ways to avoid an outright denial of your mortgage loan application
Unfamiliar things and processes can cause a lot of stress for many people. This is normal and most people get nervous when they try out new things. This is particularly true when you apply for your first mortgage loan. Do not get too anxious though because most homebuyers, even those who have previously applied for home loans, also get nervous during the application process. They usually get nervous because they think that qualifying for a new loan would be difficult. You will probably experience some anxious moments especially if you do not know what mortgage lenders are looking for.
Are you a homeowner struggling to keep your property?
Paying the mortgage is one of the biggest problems of homeowners. That is why you need to find ways how to get better interest rates for your mortgage.
The interest rate is one of the most important variables in your mortgage. Remember that buying a home requires a big investment on your part. Just the smallest change in the interest rate of your mortgage could mean huge savings for you.
Remortgaging or refinancing your existing mortgage
Remortgaging, or refinancing your existing mortgage, is increasingly becoming of high interest to homeowners because of the fact that there are always new and better deals becoming available on the marketplace. By keeping a keen eye on fresh and competitive offers, you might find yourself significantly benefitting financially from the switch.
There are a number of crucial reasons why people choose to refinancing their existing mortgage. Some homeowners use it to consolidate all their debts into one tidy payment. Another reason is that remortgaging your home could provide a cash back that can be used either to add improvements to your property or to cover existing debts.
When Nancy Gioia was handed the reins of the 2002 Ford Thunderbird Program – one of the company’s most eagerly anticipated launches in decades
by Emily Foley
– she knew just where to turn for inspiration. “My uncle Harry told me that the essence of Thunderbird was freedom. When he got in his T-Bird, it was like putting on a tuxedo. He could go anywhere,” Gioia recalls. “Creating a car that can transform you like that is what it’s all about.”
Under Gioia’s supervision, the Thunderbird has received many critical accolades, including being voted Motor Trend magazine’s Car of the Year for a record-breaking fourth time. Now the Engineering Director for Small FWD and RWD vehicles, Gioia shoulders the responsibility of Ford Mustang, Focus and Freestar as well as Mercury Monterey.