Smart Money Financial Tips, Investment Advice and Strategies For Women Investors
Women have recently shown a heightened interest in the world of investment and require knowledge and advice that address their women specific requirements.
Our articles are written by people with the expert financial knowledge and experience required to offer advice and tips in the field of investment, financial planning assurance and pensions, real-estate, mortgages, health insurance, stocks and bonds, retirement and high ticket items such as automobiles.
Women are projected to acquire over 85 percent of the $12 trillion growth of U.S. private wealth between 1995 and 2010. Playing an active role as an investor requires special knowledge - but today women are learning quickly how to handle their assets and require easy access to financial products and services tailored to their unique needs and interests.
Long-Term Care Insurance
No one likes the thought of spending their last years in a nursing home it often especially difficult to find money today from our stressed budget to pay for it. It is also difficult to find the money to pay for long-term care insurance (LTC) yet the potential burden of paying for long-term care is simply too great to ignore. Unfortunately, another one of the consequences of the disappointing stock market returns in recent years is the necessity to review our insurance coverage.
Some people who thought they could pay for long term care with out-of-pocket investments now realize they may need to re-think that decision. Even if you’re too young to consider long-term care insurance for yourself, it’s an important conversation to have with your parents.
Organizations Like A Debt Reduction Law Center Help Avoid Fraud And Often Encourage People Who Have Successfully Recovered From Their Debt To Look Into Investing
Carefully-chosen investments have a high potential of generating valuable returns, which can push people back to good financial footing in turn. Not all investments result into good, however. The profitability of an investment mostly relies on how an investor handles and chooses his investments.
It would appear that in just over a hundred years we have come full circle with regards to deficits in our state pension
The Old Age Pensions Act was passed in August 1908 and the first payments were made on the 1st January 1909 when the maximum payment was five shillings for a single man or woman. Payment was only eligible if you earned an income of less than twelve shillings a week and the pension could even be reduced if a person had too much furniture.
The pension was denied altogether if a person had been to prison in the previous ten years, was habitually drunk, had not worked when able to or was generally regarded as a bad character.
Women are the world's largest market
Were you aware that... financial service companies are the leading industry in marketing to women for a very good reason: their livelihood depends on knowing where the money is, and where it’s going.
However there are still a few investment, insurance and banking professionals who are surprised to learn that women are today's largest and fastest-growing market opportunity in financial services.
They bring home the majority of the income in most households, they initiate most couples’ decisions to seek out a financial advisor, and they do the lion’s share of the research to decide which professionals will get a chance at the business. The amazing punchline? Women investors are almost never prospected! Getting savvy on these and other gender secrets will help you secure your share of women’s widening wallets.
Even if you aren't a homeowner, you've probably heard about loan modification
It's all over the news, the Internet, and even on signs at intersections around your neighborhood. Loan modification has become so lucrative, that many realtors and loan agents are jumping into it to make up for their own struggling businesses.
If you're thinking about doing loan modification, should you hire someone to help? You may think a firm will have more power when negotiating with lenders; however, to make a decision, first you need to know about the two types of firms out there. There are attorney-based loan modification firms, and non-attorney based loan modification firms.